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PointPay-1519693371202 WikiBit 2023-08-17 17:14

PointPay is a virtual currency exchange platform that was founded in 2017. The company offers a wide range of cryptocurrencies with over 40 options available for trading. PointPay also provides multiple payment methods including cryptocurrencies, bank transfers, and credit/debit cards. Additionally, PointPay offers 24/7 customer support through live chat, email, and phone.

Aspect Information
Company Name PointPay
Founded year 2017
Regulatory Authority Unregulated
Cryptocurrencies Available Over 40
Payment Method Cryptocurrencies, bank transfers, credit/debit cards
Customer Support 24/7 Online messaging, email:, Twitter:, Facebook:, address: First St. Vincent Bank Ltd Building, P. O Box 1574, James Street, Kingstown, St. Vincent & the Grenadines

Overview of PointPay

PointPay is a virtual currency exchange platform that was founded in 2017. The company offers a wide range of cryptocurrencies with over 40 options available for trading. PointPay also provides multiple payment methods including cryptocurrencies, bank transfers, and credit/debit cards. Additionally, PointPay offers 24/7 customer support through live chat, email, and phone.

Pros and Cons

Pros Cons
Wide range of cryptocurrencies available for trading Fees for using the platform vary
24/7 customer support through live chat, email, and phone No regulation
Multiple payment methods
Pros of PointPay exchange:

- Wide range of cryptocurrencies available for trading: PointPay offers over 40 cryptocurrencies for users to trade, providing a diverse selection of investment options.

- Multiple payment methods: PointPay supports various payment methods, making it convenient for users to deposit and withdraw funds using their preferred option.

- 24/7 customer support through live chat, email, and phone: PointPay provides round-the-clock customer support, ensuring that users can receive assistance and resolve any issues they may encounter at any time.

Cons of PointPay exchange:

- Fees for using the platform vary: PointPay does not provide specific fee details, making it necessary for users to refer to the website for more information. This lack of transparency can make it difficult for users to fully understand the costs associated with using the platform.

- No regulation: PointPay has no regulation, which means there is no government or financial authority oversighting their operations. Without regulation, the risk has been increased for users, such as potential fraud, lack of consumer protection, and limited avenues for dispute resolution.


PointPay provides the security of its users' funds and employs several protection measures. The platform implements two-factor authentication (2FA) to enhance the security of user accounts and prevent unauthorized access. In addition, PointPay utilizes cold storage for the majority of user funds, which means that the funds are stored offline and protected from potential online threats. This reduces the risk of hacking attempts and safeguards users' assets.

PointPay also conducts regular security audits to identify and address any vulnerabilities in its systems. These security measures aim to protect users' funds and personal information, providing them with a secure trading environment.

However, investing with PointPay carries risks as they currently lack valid regulation. This means that there is no oversight from government or financial authorities governing their operations. Clients should conduct thorough research and carefully assess the potential risks and rewards before deciding to invest with them.

Trading Markets

PointPay offers a wide range of cryptocurrencies for trading, with over 40 options available. This includes popular cryptocurrencies such as Bitcoin, Ethereum, Ripple, and Litecoin, as well as lesser-known ones. The diverse selection of cryptocurrencies allows users to engage in various trading strategies and take advantage of different investment opportunities.


PointPay offers a range of services to users, including:

  • Earn: Users can open a regular account for convenient sending and receiving of cryptocurrencies. Alternatively, they can choose a savings account to earn higher interest rates.

  • Buy: It is easy to purchase popular cryptocurrencies like BTC, ETH, and USDT using various payment methods, including debit or credit cards.

  • Store: PointPay provides a secure storage solution for cryptocurrencies. Users can store their digital assets across multiple accounts using advanced security measures.

  • Exchange: The platform offers a trading interface with customizable options to cater to individual preferences. Users can access a variety of order options, including market, limit, and stop-limit orders.

PointPay APP

The PointPay App offers an all-in-one solution for all your


needs. With advanced security measures and live support, you can have peace of mind while managing your digital assets. The app also provides staking and saving options, allowing you to earn passive income and higher interest rates on your holdings. With seamless integration with multiple payment providers, you can easily exchange cryptocurrencies at competitive rates. Experience convenience and efficiency with the PointPay App.


While deposits and internal transfers on PointPay do not incur any fees, there are certain fees associated with other services. PointPay provides a

cryptocurrency exchange

where users can buy, sell, and trade digital assets. Fees may apply for executing transactions on the exchange, including trading fees, withdrawal fees, and deposit fees. The specific fee structure depends on the type and volume of the transaction. These are some of the fees for coins:

Coin/Token Full Name Network Deposit Fee Minimum Deposit Withdrawal Fee Minimum Withdrawal
BTC Bitcoin Bitcoin free 0.00048 0.00032 0.00048
1INCH 1inch Ethereum (ERC20) free 36 24 36
ADA Cardano Cardano free 2.4 1.6 8
BNB Smart Chain (BEP20) free 0.75 0.5 8
ATOM Cosmos BNB Smart Chain (BEP20) free 0.0216 0.0144 0.0216
AVAX Avalanche AVAX C-chain free 0.3 0.016 0.3
BNB Smart Chain (BEP20) free 0.0153 0.0102 0.0153
BCH Bitcoin Cash Bitcoin Cash free 0.00192 0.00128 0.00192
BNB BNB BNB Smart Chain (BEP20) free 0.0015 0.001 0.05
BTCZ BitcoinZ BitcoinZ disabled disabled disabled disabled
CAKE PancakeSwap BNB Smart Chain (BEP20) free 0.069 0.046 0.069

Is PointPay a Good Exchange for You?

PointPay is considered the best exchange for its highest interest rates and savings accounts.

1. Beginner Traders: PointPay is a choice for beginners due to its user-friendly interface and educational resources. The platform provides articles, tutorials, and guides that can help novice traders understand the basics of cryptocurrencies, blockchain technology, and trading strategies. Additionally, the availability of trading tools such as charts and indicators can assist beginners in making informed trading decisions.

2. Experienced Traders: PointPay offers a wide range of cryptocurrencies for trading, making it an attractive option for experienced traders who seek diversity in their investment portfolio. The platform's support of multiple payment methods and 24/7 customer support further enhances the trading experience.

3. Crypto Enthusiasts: PointPay's additional products and services, such as the digital wallet and crypto lending platform, make it appealing to crypto enthusiasts who are looking to engage in various activities within the cryptocurrency ecosystem. These offerings allow users to not only trade cryptocurrencies but also securely store and manage their digital assets, as well as participate in lending and borrowing activities.


Q: Can traders delete their accounts?

A: Yes. They can block the account. To do this, traders can create an appropriate ticket in technical support, where they need to specify a valid e-mail, KYC data.

Q: Is compulsory KYC verification required?

A: Registration on the PointPay Platform does not require KYC verification. However, if you wish to use all the features of the platform, please refer to the account settings to determine which KYC levels you must pass.

Q: How can I ensure the security of my PointPay account?

A: To enhance the security of your PointPay account, you should enable two-factor authentication (2FA) and use strong passwords. It is also important to follow best practices in cybersecurity, such as not sharing personal account details with others.

Q: What cryptocurrencies are available for trading on PointPay?

A: PointPay offers over 40 cryptocurrencies for trading, including popular options like Bitcoin, Ethereum, Ripple, and Litecoin.

User Review

User 1: I've been using PointPay for a few months now, and I must say I'm impressed with the level of security they provide. They have two-factor authentication, which adds an extra layer of protection to my account. The interface is intuitive and easy to navigate, making it simple for me to execute trades. The liquidity is decent, and I haven't faced any issues with buying or selling cryptocurrencies. Customer support is responsive and helpful, addressing my queries promptly. The trading fees are competitive compared to other exchanges I've used.

User 2: PointPay has been my go-to

crypto exchange

for quite some time now, and I have mixed feelings about it. On the positive side, they offer a wide range of cryptocurrencies for trading, giving me plenty of investment options. However, the trading fees can be quite high compared to other exchanges I've used, which can eat into my profits. I also found the deposit and withdrawal speed to be relatively slow, which can be frustrating when I want to take advantage of market opportunities quickly.

Risk Warning

There are inherent security risks associated with investing in cryptocurrency exchanges. It is important to understand these risks before making such investments. Cryptocurrency exchanges are vulnerable to hacking, fraud, and technical glitches, which can lead to the loss of funds.

It is recommended to choose a reputable and regulated exchange, keep abreast of security measures, and be vigilant in detecting and reporting any suspicious activity. Please ensure that you understand the risks involved and note that the information contained in this article is for general information only.


The views in this article only represent the author's personal views, and do not constitute investment advice on this platform. This platform does not guarantee the accuracy, completeness and timeliness of the information in the article, and will not be liable for any loss caused by the use of or reliance on the information in the article.

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