کرپٹو گائیڈز، معلومات اور تجزیے

Ethereum L2 ecosystem loses momentum as TVL drops to two-year low

Quick TakeOptimistic rollups like Optimism, Base, and Arbitrum have continued to dominate most in terms of TVL.The following is an excerpt from The Blocks Data and Insights newsletter.　　Total value locked in Ethereum Layer 2 networks has slid back to roughly $5 billion, a level last seen in 2023. This undoes most of the buildup from 2024, when mindshare was focused on the successful launches of L2s like Optimism, Arbitrum, and ZKsync.　　Optimistic rollups such as Optimism, Base, and Arbitrum continue to dominate TVL, accounting for $4.8 billion, or 96% of the total.　　The retreat in TVL has lined up with a rough stretch for Ethereum, too. The Ethereum Foundation has lost several senior leaders since the start of the year, including co-executive directors and broader foundation layoffs.　　Meanwhile, traditional finance, which was expected to validate Ethereums institutional thesis, has increasingly embraced alternatives alongside Ethereum. Examples include DTCC, which is tokenizing Treasuries against a $100 trillion custody base and JPMorgan, which has brought JPM Coin onchain across multiple public blockchains.　　Stablecoins remain the exception. USDC and USDT still settle predominantly on Ethereum and its L2s. This stablecoin base has kept Ethereum central to cryptos TradFi bridge so far, but its a fine line to hang

07-29انڈسٹری

Apples App Store promoted fake Bitcoin wallet that stole $1.8M after developer spent a year warning them

Apple‘s tightly controlled App Store is facing renewed scrutiny after three Bitcoin holders alleged they lost $1.8 million to a fake crypto wallet, adding to a growing list of malicious wallet apps that have reached users despite the company’s screening process.　　The lawsuit, filed July 24 in California, accuses Apple of failing to adequately review and remove applications impersonating Sparrow Wallet while promoting the App Store as a safe and trusted source for software.　　The case follows warnings dating back more than two years about fake Sparrow apps and comes months after researchers identified 26 applications impersonating major crypto brands across Apples ecosystem.　　Together, the incidents are putting pressure on one of Apples longstanding arguments for maintaining tight control over software distribution: that screening applications before they reach users provides greater protection against fraud and malicious software.　　Sparrow developer warned Apple more than a year before losses　　Apples exposure in the case rests less on the initial appearance of a fraudulent app than on what the company allegedly knew before later victims were hit.　　Sparrow founder Craig Raw had been flagging unauthorized mobile versions of his wallet since early 2024. Sparrow is a desktop-only product, so an iPhone app bearing its name should not have required

07-29انڈسٹری

Morgan Stanley debuts ether, solana exchange-traded products after bitcoin fund success

“Digital assets are becoming an increasingly important component of diversified investment portfolios,” Amy Oldenburg, head of digital asset strategy at Morgan Stanley, said in a press release. “As client interest in digital assets continues to grow, were focused on providing a range of digital asset solutions that allow investors to diversify their portfolios across traditional and decentralized asset classes while also adhering to Morgan Stanleys standards for governance, infrastructure and risk management.”　　Both products charge a 0.14% expense ratio — the lowest on the market — and plan to stake a portion of their ether or SOL holdings, with any staking rewards passed through to investors rather than kept by Morgan Stanley.　　The products build on the Morgan Stanley Bitcoin Trust (MSBT), which debuted earlier this year and had gathered more than $381 million in assets under management through July 16. The bitcoin fund tracks the CoinDesk Bitcoin Benchmark Rate.　　BlackRock, which owns the largest spot bitcoin ETF on the market, recently brought its first crypto income ETF to the market, as clients are increasingly looking for steady income from their long-term bitcoin investments.　　Morgan Stanley also enters the market with a built-in distribution advantage. Its wealth management business includes roughly 16,000 financial advisors

07-29انڈسٹری

Wall Street veteran Don Wilson says regulators are getting perps all wrong

Perpetual futures have become one of cryptos defining financial products, but DRW CEO Don Wilson says much of what people think they know about them is wrong.　　In a series of posts on X, Wilson argued that perpetual futures — or “perps” — are simply futures contracts without an expiration date. The features often associated with crypto perpetuals, such as high leverage, auto-deleveraging (ADL) and around-the-clock trading, are characteristics of how some crypto exchanges chose to implement the products, not the contracts themselves.　　“Most of what people think they know about perps ... has nothing to do with the contract itself,” Wilson wrote.　　His comments come as interest in bringing perpetual futures into regulated U.S. markets continues to grow. Several exchanges and market participants have explored launching perpetual futures beyond crypto, though questions remain over how the products should be regulated and whether they fit within existing futures or swaps frameworks. Kalshi, which saw perps trading explode shortly after launching, recently submitted a proposal with regulators to expand its offerings to precious metals.　　Unlike traditional futures markets, crypto exchanges like Hyperliquid operate continuously, use digital collateral and can calculate margin requirements in real time. Those technological differences allowed exchanges to offer products with higher

07-29انڈسٹری

Zcash activates Ironwood upgrade, launching new shielded pool after Orchard vulnerability

Quick TakeZcash activated its Ironwood network upgrade, introducing a new formally verified shielded pool that reuses a patch zero-knowledge circuit while restricting the old Orchard pool to withdrawals only.Ironwood represents something of a unified effort across Zcash‘s developer ecosystem after Shielded Labs found a bug in Orchard, which tanked ZEC’s price by over 50% after it was disclosed.　　Zcashs Ironwood upgrade went live on Tuesday, introducing a new shielded pool for the privacy blockchain following concerns about the soundness of its earlier Orchard pool.　　Ironwood, which is also the name of the new pool, activated on schedule at block height 3,428,143 as part of the NU6.3 network upgrade.　　Orchard, meanwhile, will now be restricted to only support withdrawals, though removing funds will remain discretionary. Orchard was previously Zcash‘s primary privacy pool, accounting for nearly 88% of the blockchain’s shielded token supply at its height, with older shield pools Sapling and Sprout making up the rest, according to The Blocks data.　　According to a migration tracker, some 40,207 ZEC have migrated into Ironwood, while about 3.6 million tokens remain in Orchard.　　ZEC, which tanked over 50% after the Orchard bug was disclosed, dropped about 9% on Tuesday to $460 before recovering to about $475, according to

07-29انڈسٹری

Inside the brutal 2-minute flash crash sending a $400M South Korean market plunging on Hyperliquid

A two-minute price shock in a Hyperliquid market tied to South Koreas SK Hynix has put the mechanics and oversight of equity-linked perpetuals under scrutiny.　　SKHX, a TradeXYZ-operated perpetual on Hyperliquid that tracks the US dollar value of one Korean SK Hynix share, briefly sank to $927 during South Koreas pre-market window before recovering within roughly two minutes, according to local media.　　A later DefiLlama snapshot put open interest at $407 million, down 20% over 24 hours, while 24-hour trading volume reached $959 million. Open interest measures the rolling value of outstanding positions, incorporating changes in both position size and price.　　The underlying market was already under severe pressure. South Korea‘s KOSPI closed 10.84% lower after a 20-minute marketwide circuit breaker, while SK Hynix’s Korean shares finished down 14.65% at 1.55 million won, Yonhap reported.　　TradeXYZ‘s contract specification defines SKHX as the dollar value of one SK Hynix common share, calculated by converting the Korean share price at the prevailing USD/KRW rate. TradeXYZ documents an external-pricing window from 8:00 a.m. to 8:50 a.m. Korean time. SKHX is separate from the company’s US-listed depositary receipt and from tokenized shares.　　From price input to liquidation　　Hyperliquid‘s HIP-3 specification gives a market deployer control over its oracle definition, oracle

07-29انڈسٹری

Clear Creek reveals $15M Bitcoin, crypto ETF portfolio

Clear Creek Financial Management disclosed about $15.1 million across Bitcoin, Ethereum, XRP, and Solana exchange-traded funds in its latest US regulatory filing.　　SummaryBitcoin ETFs accounted for about $10.4 million, led by Bitwises BITB fund.Clear Creek reported nearly $4.3 million across three Ethereum ETFs.XRP and Solana products expanded the firms disclosed crypto allocation beyond BTC and ETH.The filing provides a quarter-end snapshot, meaning Clear Creek may have changed its positions since then.　　Clear Creeks Bitcoin ETF holdings top $10 million　　Clear Creeks largest disclosed crypto position was the Bitwise Bitcoin ETF (BITB). The investment adviser reported owning 304,155 shares valued at about $9.69 million at the end of the reporting period.　　The firm also held approximately $477,412 in BlackRocks iShares Bitcoin Trust ETF and $248,539 in the Grayscale Bitcoin Trust ETF. Together, its three Bitcoin ETF positions were worth roughly $10.4 million.　　BITB accounted for close to 93% of the firms disclosed Bitcoin ETF allocation. Clear Creek manages more than $1.5 billion in assets, placing the crypto positions at a relatively small share of its wider portfolio.　　Form 13F requires institutional investment managers overseeing at least $100 million in qualifying US securities to disclose certain long positions every quarter. However, the reports are backward-looking and do not

07-29انڈسٹری

Apple Sued Over Fake Bitcoin Wallet App That Stole $1.8M

Apple is facing fresh legal scrutiny after three cryptocurrency investors accused the company of allowing a fraudulent Bitcoin wallet onto the App Store. The lawsuit claims the fake application tricked users into revealing sensitive wallet recovery phrases, leading to losses totaling $1.8 million.　　The case adds to growing concerns about crypto-related scams targeting trusted digital marketplaces. Moreover, it raises new questions about how technology companies review applications before making them available to millions of users. The complaint argues that users relied on Apples reputation when downloading the application.　　Investors Blame App Store Security　　The lawsuit, filed in a federal court in California, claims Apple failed to properly screen and monitor applications distributed through its App Store. The disputed app reportedly copied the identity of Sparrow Wallet, although the legitimate Bitcoin wallet does not offer an iOS version.　　Consequently, victims entered their 12-word or 24-word recovery phrases, allowing scammers to access and transfer their Bitcoin holdings. James Ramirez, Christopher Ellis, and Jalen Delgado reportedly lost about $875,000, $840,000, and $120,000 between May and August 2025.　　Lawsuit Raises Consumer Protection Questions　　Besides seeking damages, the plaintiffs argue Apple violated California consumer protection laws by failing to maintain adequate safeguards. Additionally, they contend Apples long-standing emphasis on App Store

07-29انڈسٹری

134 Bank Leaders Sound Alarm Over CLARITY Act — They Want a Key Crypto Rule Changed

Key Takeaways134 bank leaders urged Senate lawmakers to strengthen stablecoin interest and yield restrictions in the CLARITY Act.Bankers warned incentives tied to stablecoin holdings could weaken the deposit base supporting local lending.The dispute centers on whether payment stablecoins should function only as transaction tools.　　Bank Leaders Push Senate to Rewrite Stablecoin Provision　　The bank leaders CLARITY Act letter urged U.S. Senator John Thune (R-SD), Majority Leader of the U.S. Senate, and U.S. Senator Charles Schumer (D-NY), Minority Leader of the U.S. Senate, to revise Section 10404 of the CLARITY Act.　　Section 10404 of the crypto legislation establishes restrictions on paying interest or yield on payment stablecoins. The banking executives want lawmakers to strengthen the provision so companies cannot bypass the prohibition through rewards, incentives, or other arrangements that create similar economic benefits for holding stablecoins.　　The bank leaders stated:　　“We therefore urge the Senate to incorporate the targeted Section 10404 changes recommended by our state bankers associations before final passage.”　　“If stablecoin products are permitted to attract and retain balances through interest-like rewards or other holding-based incentives, the local funding base that supports this lending could be weakened by hundreds of billions,” the group warned.　　The letter argues that deposits provide the foundation for lending to families,

07-29انڈسٹری

Flare makes XRPFi accessible in a single signature with smart accounts v1.3

Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only.　　Flare launches Flare Smart Accounts v1.3, enabling XRP holders to access DeFi vaults with a single XRPL wallet signature.　　Flare today announced the release of Flare Smart Accounts (FSA) v1.3, making it possible for XRP holders to mint FXRP and deposit it into yield-generating vaults with a single XRPL signature.　　For XRP holders, accessing DeFi has often meant creating new wallets, bridging assets between chains, and managing gas tokens before earning a single dollar in yield. Flare Smart Accounts v1.3 removes much of that complexity. Users can now choose a vault, sign once using the XRPL wallet they already use, and Flare completes the rest automatically. No separate EVM wallet, gas token, or manual bridging is required.　　The update builds on growing momentum for XRPFi. Since February 2026, the amount of FXRP deployed in DeFi has grown by nearly 75%, increasing from 82 million to 144 million FXRP. More than 40 million XRP is currently earning yield through Flare Smart Accounts, while nearly 24,000 Smart Accounts have already been created.　　“Millions of XRP holders have wanted access to DeFi, but the experience has been

07-29انڈسٹری

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