کرپٹو گائیڈز، معلومات اور تجزیے

Aave and Pendle may have found a way to keep yield capital from ever leaving DeFi

Aave is approaching a $67 million collateral rollover as one of its fastest-growing fixed-yield trades reaches maturity.　　Related Asset Aave #39 AAVE · $181.02 24-hour change: down 0.79% Loading price history… 24H Down 0.79% 7D Up 6.11% 30D Up 35.61%　　About 67.4 million PT-AUSD-8OCT2026 tokens were supplied as collateral on Aave V3s Monad market as of Oct. 2, according to risk adviser LlamaRisk. The Pendle principal tokens mature Oct. 8, when each becomes redeemable for one AUSD and its fixed-yield appreciation ends.　　A replacement is already being prepared. Pendle deployed a Dec. 17 AUSD principal-token market last month, and TokenLogic has proposed listing it on Aave so borrowers can move into the next maturity without giving up the collateral utility that helped the October market expand.　　Related Asset AUSD AUSD · Stablecoin　　The timing coincides with accelerating demand for AUSD credit on Monad. On Oct. 3, TokenLogic said active AUSD loans on Aave jumped 113% to $8.7 million from $4.1 million in 15 days, while user deposits more than doubled to $11.2 million.　　Related Asset Monad MON · $0.03 24-hour change: down 7.49%　　That creates an emerging cycle between Pendle‘s fixed-yield markets and Aave’s lending infrastructure. Investors can lock in a return through PT-AUSD, use the position

2 دن پہلےانڈسٹری

OKX Money lets users save, earn 10% yield and spend dollar stablecoins in one app

OKX introduced a consumer app that lets eligible customers convert over 50 local currencies into dollar-backed stablecoins, earn rewards on those balances, and spend from a virtual or physical card.　　OKX Money allows users in participating markets to fund accounts with local currencies and hold $USDG, $USDC or USDT. Customers can send stablecoins, switch among supported tokens without conversion fees and use a card for purchases in other currencies, where OKX says it will charge no foreign-exchange fee or markup, according to a statement released Tuesday.　　“Hundreds of millions of people have been excluded from dollar-denominated savings and frictionless global spending because the infrastructure was never built for them,” OKX said, adding that OKX Money is the first step in a longer program.　　Qualifying customers can earn up to 10% annual percentage yield (APY) on eligible $USDG holdings without a lockup or staking requirement, OKX said. The app also offers up to 10% cashback on eligible purchases and referral rewards. Product availability, rates, and eligibility vary by location.　　While others offer similar services, OKX‘s app aims to target non-crypto users. Binance Pay also allows users to hold stablecoins, spend globally, earn passive yield and send cross-border payments with zero gas fees. Coinbase’s Coinbase One

2 دن پہلے

Chinas crypto ban Is failing to stop a $176 billion P2P economy

China‘s underground crypto economy is increasingly shifting toward peer-to-peer stablecoin payments despite Beijing’s longstanding restrictions on digital assets.　　Related Company Chainalysis Blockchain detective　　Chainalysis estimates China generated at least $176 billion of crypto activity during the 12 months through June 2026, with 59.1% occurring through domestic peer-to-peer transfers rather than exchanges and other centralized platforms.　　That share was 3.5 times higher than in the previous period, marking an unusual divergence from most major crypto markets, where exchanges remain the primary entry and exit point for users.　　Stablecoins dominate local activity in China　　The shift has been particularly pronounced in stablecoins. Chainalysis said domestic stablecoin payment activity began accelerating around March 2025 and continued expanding for 13 consecutive month-over-month periods, suggesting a gradual migration toward wallet-to-wallet settlement inside the country.　　The amount of new activity added each month rose from roughly $240 million in March 2025 to almost $5 billion about a year later. Growth was also concentrated across transaction sizes consistent with individuals and smaller businesses rather than solely large institutional transfers.　　Stablecoin volumes below $100 jumped 996% around the start of that shift, while transfers between $100 and $1,000 increased 1,057%. Activity between $1,000 and $10,000 climbed 1,321%, Chainalysis said.　　The blockchain analytics firm said the timing

2 دن پہلےانڈسٹری

Virtuals Protocol launches iOS app that lets personal AI execute trades

Virtuals Protocol has launched its Virtuals App in closed beta on iOS, giving invited users access to a personal AI that can hold a wallet, monitor markets and execute trades within limits set by the user.　　SummaryVirtuals Protocol has launched Virtuals App in closed beta on iOS, giving invited users a personal AI with wallet and market access.Users can set tasks, spending limits and permissions for the AI, allowing it to monitor markets and automatically execute trades when specified conditions are met.Early testers are using the app to trade around social media posts, follow market conversations and track token sniper wallets from entry to exit.Research, investment discussions and automated actions can take place inside group chats, where users can share ideas with friends while the AI carries out assigned tasks.　　According to Virtuals Protocol, the app is designed to let users treat a personal AI much like a quantitative trader, assigning it tasks and setting the permissions and boundaries under which it can operate. Access remains invitation only during the current testing phase.　　Weve spent years figuring out how to make AI manage money.　　ACP, EconomyOS, Butler on X, agentic trading competitions. We‘ve tried different approaches, learned what worked and had to rethink what

2 دن پہلےانڈسٹری

Bringin Opens Euro Business Accounts For Bitcoin Companies Across 30 European Countries

Bringin today opened an invite-only beta of euro business accounts that let companies hold, accept, and pay in Bitcoin and stablecoins, and run SEPA payments from a vIBAN in the company‘s own name. The launch builds on Bringin’s consumer platform, which has processed more than €15 million according to a press release shared with Bitcoin Magazine.　　More European businesses want what Bitcoin and stablecoins offer: instant settlement, global reach and lower costs. Buying Bitcoin in Europe is easy enough; the challenge is running a company on Bitcoin and stablecoin rails. Many Europeans face bank account restrictions and blocked transfers when they operate with Bitcoin or other virtual assets. Every conversion to euros adds friction, records sit across disconnected tools, and the Travel Rule requirements turn simple payments into paperwork. As a result, Bitcoins potential as money gets tangled up in bureaucracy.　　Bringin for Business seeks to bridge Bitcoin and banking. According to the press release, companies can add Bitcoin to their treasury, accept Bitcoin, Lightning, or stablecoin payments, and pay suppliers and payroll in Bitcoin. Euro accounts and the company‘s Bitcoin wallet sit in one place, with the governance and security a business needs. A dedicated virtual IBAN, a euro account number

2 دن پہلےانڈسٹری

Cheap crypto capital hits wall as Bitfinex fee rule binds

Paolo Ardoinos ambition to cut companies capital-raising costs by 80% faces a practical test at Bitfinex Securities: the platforms example of a $5 million, one-year bond carries a $100,000 issuer fee, equal to 2% of the raise.　　Related Company Bitfinex Digital asset trading platform　　Bitfinex Securities is a platform for raising capital through tokenized securities. An Oct. 5 Bitfinex account set out the Bitfinex CTOs five-year benchmark for the tokenization industry.　　The question it raises is how businesses outside established financial centers can obtain affordable financing when issuing a security still involves a substantial minimum charge.　　Related Person Paolo Ardoino CEO · Tether Limited　　The economics point toward two routes: a business raising enough capital to spread those costs, or an intermediary pooling financing for smaller enterprises.　　ALTERNATIVE, a Luxembourg securitization fund, offers a working example of the second route. Its bond records show completed funding and repayments, while leaving the effect on borrowers loan prices unanswered.　　Ardoinos benchmark covers the cost of navigating the regulatory process, listing, and raising debt or equity, an industry ambition over five years.　　His illustration is a farming business in Buenos Aires generating $50 million in annual revenue, describing the businesss size. The comparison is between its access to conventional and tokenized

2 دن پہلےانڈسٹری

South Korea's AI Mania Spills Into Crypto, With Worldcoin as Top Pick

South Korean retail traders have carried their AI trade into crypto, Chainalysis data show. AI tokens became the top theme in won trading by June, with Worldcoin (WLD) drawing $7.41 billion in trading volume over the year.　　The demand has helped South Korea‘s crypto economy grow 12.3% to $449.1 billion, even as East Asia’s contracted modestly. Retail traders drove nearly all of that growth, while Korean banks and institutions remain largely in pilot mode.　　Sponsored　　Sponsored　　AI Crypto Assets Take a 19.5 Times Bigger Share of Won Trading Than Yen　　According to the report, AI tokens‘ share of won trading was 19.5 times their share of yen trading. That share also dwarfed AI tokens’ slice of euro, British pound, and Brazilian real trading.　　Chainalysis tied the AI trade to Korean retail traders taste for high-risk, high-reward bets. On the stock market, that trade has been led by SK Hynix.　　Korean AI token volumes climbed alongside the chipmakers shares over the same stretch, the report noted.　　“By June of 2026, AI cryptocurrencies (digital assets of AI-focused projects or associated with AI infrastructure) were the single most popular thematically-defined investment category as measured by a share of won-denominated trading volume, beating out payment tokens like XRP,” the report read.　　AI-linked Crypto

2 دن پہلےانڈسٹری

Ethereum is testing how much cheaper block space it can safely create

Ethereum has prepared to test a 200 million gas limit on Sepolia under the Glamsterdam upgrade, putting more than three times the networks previous block capacity through a public test before developers decide what could eventually work on mainnet.　　According to Prysm‘s Oct. 5 release notes, validator client version 7.2.1 has added Sepolia’s new gas limit schedule so validators automatically propose blocks using the 200 million setting once Glamsterdam activates. The upgrade is scheduled for Oct. 6 at 13:53:36 UTC.　　Prysm 7.2.0 supported the Sepolia fork but was released before the 200 million setting was added to Sepolias configuration. Validators using that version would default to 60 million gas after activation unless operators manually changed their proposer settings.　　Version 7.2.1 removes that extra step by adding the schedule directly to the client. Operators can still choose another limit through proposer settings, the keymanager API or Prysms suggested gas limit option.　　The timing matters for what developers are trying to measure on Sepolia. A mix of validators proposing blocks at 60 million and 200 million gas would give the network less consistent exposure to the larger blocks that Glamsterdam is designed to test.　　Ethereum is testing how much block space validators can handle　　Sepolias move from roughly

2 دن پہلےانڈسٹری

Polymarket V2 could change how users bet on events

Polymarket has begun production testing of Protocol V2 ahead of a tentative Nov. 2 switch for newly created markets, replacing its 2019-era Gnosis CTF market architecture with a single ERC-1155 position system, pUSD collateral and modular resolution.　　SummaryPolymarket Protocol V2 will start handling new markets on November 2 after October canary testing.V2 replaces legacy Gnosis CTF adapters with one ERC-1155 position system and unified pUSD collateral.UMA and Chainlink can feed outcomes through Polymarkets new modular OracleAggregator settlement layer for markets.Polymarket says existing CTF holdings will remain unchanged while new V2 positions use separate contracts.Data API V1 retires October 24, giving developers nine days before the planned V2 switchover.　　Polymarket protocol head Rajath Alex said on Oct. 5 that canary markets would run in production through Oct. 30 before net-new markets “tentatively” begin moving to Protocol V2 on Nov. 2. Existing CTF markets and positions will not automatically migrate to the new contracts.　　Polymarket V2 rebuilds how positions are created　　Polymarket‘s existing market system traces back to Gnosis’ Conditional Tokens Framework from 2019. As new market formats were introduced, separate adapters and contracts were added for functions including negative-risk markets, collateral handling and resolution.　　Protocol V2 removes much of that structure. Polymarkets official code repository describes

2 دن پہلےانڈسٹری

Binance now lets users turn stocks into on-chain tokens

Binance has put fresh attention on a feature that lets eligible users convert supported stock positions into bStocks at a 1:1 ratio and move them back into stocks when needed.　　SummaryBinance lets eligible users convert supported stocks into bStocks at a 1:1 ratio without fees.bStocks are tokenized securities backed 1:1 by underlying shares held through regulated third-party custody arrangements.Users can convert bStocks back into stocks, but the process requires an eligible Stock Account.bStocks trade around the clock and can be withdrawn to compatible BNB Smart Chain wallets.U.S. persons cannot access bStocks, which Binance offers under approved ADGM prospectuses to eligible users.　　Binance said in an Oct. 6 post on X that its Stocks and bStocks products are “connected,” directing users to its existing conversion guide. The exchanges FAQ states that Nest Trading Limited handles conversions between supported stocks and corresponding bStocks at a 1:1 ratio with no conversion fee.　　The Oct. 6 post does not introduce a new conversion service. Binance announced bStocks in June with the same 1:1 stock conversion feature, alongside 24/7 spot trading and withdrawals to compatible wallets.　　Stocks and bStocks, connected. ????　　With 1:1 conversion, eligible users can move between supported stocks and bStocks – with the flexibility to convert back

2 دن پہلےانڈسٹری

13 4 5

...

1000