Foreign CBDCs and stablecoins unlikely to threaten US dollar, says Fed vice chair

Randal Quarles, vice chair for supervision of the Federal Reserve Board of Governors, said he believed neither dollar-pegged stablecoins nor digital currencies issued by foreign central banks are likely major causes for concern for the U.S. dollar.  In a prepared statement for the Annual Utah Bankers Association Convention Monday, Quarles said that foreign currencies — whether fiat or digital — would be unlikely to challenge the U.S. dollars role in the global economy. He cited the size of the U.S. economy, trade relationships with other nations, and “credible U.S. monetary policy” as reasons he believed even a central bank digital currency, or CBDC, issued abroad would pose little risk.  “Its inevitable that, as the global economy and financial system continue to evolve, some foreign currencies (including some foreign CBDCs) will be used more in international transactions than they currently are,” said Quarles. “It seems unlikely, however, that the dollars status as a global reserve currency, or the dollars role as the dominant currency in international financial transactions, will be threatened by a foreign CBDC.”  Quarles comments on stablecoins pegged to the U.S. dollar were also seemingly lacking urgency. Though the Fed vice chair said there was a “legitimate and strong regulatory interest in

2021-06-29Deep Dive

Bitcoin Cannot and Should Not Replace Fiat Money, Says Greece’s Former Finance Minister

Bitcoin and other cryptocurrencies cannot and should not replace fiat currencies, argued the former finance minister of Greece, Yanis Varoufakis. Additionally, he supported the popular narrative that counties should aim at adopting blockchain while averting from using BTC.  Bitcoin Cannot Replace Fiat  Speaking to the Greek Reporter, Varoufakis, who has never been a bitcoin fan, used the opportunity to bash the asset. He touched upon one of the most notable BTC merits – the limited supply – but actually said its the primary reason why the cryptocurrency cannot and should not serve as a currency.  “Suppose that with a magic wand Bitcoin replaces fiat money. This will be catastrophic. We would all be now in very dire straights. What will happen when we have a pandemic, and you need to increase the money supply? You cannot increase the supply of bitcoin because it is of fixed supply.”  It‘s worth noting that while Greece’s former minister sees the 21 million BTC ever to exist as a drawback, other prominent names from the financial world have opined otherwise. For instance, the US legacy investors Paul Tudor Jones III, Stan Druckenmiller, and Bill Miller all recently referred to this feature as the main reason why they have

2021-06-29Deep Dive

Justin Sun Unleashes War On Ethereum, Reckons EIP-1559 Is A Tron Duplicate

Justin Sun, the founder of the Tron network, may be preparing to go head-to-head with the Ethereum Network as he retweeted a tweet claiming Ethereums EIP-1559 upgrade is copying the Tron network. The action has indicated that he is in agreement with the sentiments expressed in the Twitter post, which reads: “What Ethereum does with EIP1559 is exactly to copy Tron blockchain, so who is copying now?”.  The action indicates his agreement with the sentiment expressed by the post.  EIP-1559 is an upgrade to the Ethereum network proposed by Vitalik Buterin in 2019. The description of the functions of the upgrade state that it will solve several problems in the Ethereum network, most notable of which is the current high transaction fees of the network especially at times of network congestion.  The Ethereum network currently uses an auction system to decide which transactions will be included in a block, but with EIP-1559, that system will be replaced by one that automatically prices fees, and allows people to add a tip if they want their transaction to be prioritized.  Additionally, the upgrade will make the base fee the network chooses for transactions to be burnt instead of going to miners, thereby acting as an “Ether

2021-06-29Deep Dive

Ethereum Surpasses Bitcoin in Address Activity for the First Time

Ethereum has outstripped Bitcoin in terms of address activity for the first time, according to data provided by cryptocurrency analytics platform Santiment.  Image by @santimentfeed  Earlier today, Ether hit a one-week high of $2,135 on the Bitstamp exchange.  The second-largest blockchain is seeing an uptick in activity in the run-up to the much-anticipated the EIP-1559 upgrade that is expected to be implemented in the coming weeks.  In the meantime, Bitcoins active addresses are sitting at the lowest level since February.  The cryptocurrency is struggling to regain momentum after bulls failed to smash through resistance at $35,000.  The ETH/BTC pair is now in the middle of an apparent trend reversal, soaring by nearly 7 percent over the past 24 hours.  Jim Cramer turns to Ether  After getting out of Bitcoin and announcing that he would only buy it at $10,000, CNBC host Jim Cramer said that he would continue to buy Ethereum.  The superstar stock picker likes Ethereum more because people use it “much more” for buying things:  I went back into Ethereum because Bitcoin held $30K. I like Ethereum because people actually use it much more to be able to buy things.

2021-06-29Deep Dive

Coinbase Approved to Offer Crypto Custody in Germany

Coinbase has become the first company to receive a crypto custody license to operate in Germany.  Coinbase Embraces German Regulation  Coinbase has been approved for a crypto custody license in Germany, according to a press release from the German financial supervisory body BaFin.  Legislation passed in the German parliament in 2019 required companies offering crypto custody services to apply for new licenses or cease operating in the country. The new legislation came into effect on Jan. 1, 2020, including precise guidelines for companies offering crypto-related services. While Coinbase is the first company to receive a license, German media outlet Handelsblatt hopes the legal clarity of the new bill will encourage more banks in Germany to offer services around crypto-assets.  Coinbases efforts to comply with government regulations are not limited to Germany. Last week, the company completed registration with the Japanese Financial Services Agency. Once registered, Coinbase can offer crypto trading of assets like Bitcoin and Ethereum to customers in Japan.  After going public via a direct listing in April, Coinbase reported Q1 profits of $771 million, tripling its earnings from the previous quarter. As Coinbase expands into new markets, having a firm foundation with regulatory backing continues to be a top priority.  In contrast to Coinbase,

2021-06-29Deep Dive

Open Banking and DeFi: The Next Big Thing in Finance

From the grain loans of ancient cities like Assyria and Babylonia to the lenders of the ancient Greek and the Roman empires, the evolution of banking services has been intricate and gradual. Like the demands of business operations, financial services have also become more sophisticated with time.  The 18th and 19th centuries marked the birth of free-market capitalism. During this time, competitive banking found fertile soil, and was especially beneficial to less ethical ventures due to painfully loose regulation. Fast forward to the 21st century, and a lot has improved. From digital banking to foolproof regulatory frameworks, finance is in good hands – but not in everyones hands.  Financial services are far from perfect. The industry is riddled with archaic issues that stem from its inherent centralized nature, corrupting individuals and organizations in their thirst for more money. Centralized systems have intrinsic flaws, such as how they act as a single point of failure, which could cause the entire system to crumble from even small collapses at the center.  As entities with their own best interests in mind, they are fundamentally opaque and offer as little control to the user as feasible. Centralized banking is also expensive, with its substantial overheads making the

2021-06-29Deep Dive

Port Network, dApp for Cloud and Volunteer Computing

With an ever-increasing demand for computing power, Port Network launches the first dApp to merge both Cloud and Volunteer computing on the blockchain.  The demand for increased computing power is growing at an exponential rate. Industries such as IoT, pharmaceutical, AI, 3D image processing, and deep learning all require huge bandwidth in a non-restrictive and cost-efficient approach.  This is where Port Network seeks to break new ground. Port Network is the first decentralized P2P application that unites both cloud and volunteer computing on the blockchain.  Unused computational power from individuals and businesses can be sold for the native token, port. Private and corporate companies can then purchase this unused resource to increase their bandwidth and computing power.  In short, port not only incentivizes sustainable resource sharing but allows enterprises to focus their energies on the building.  This allows corporations, often in scientific fields, the extra computing power needed to perform intricate calculations at high speed in a fraction of the time compared to in-house computers. The Port Network offers a scalable solution and consumers can purchase as little or as much power as required.  The opportunities and savings this creates are enormous with the benefits being tangible across all industries and sectors.  “Sustainable energy is the future.”

2021-06-29Deep Dive

Cathie Wood’s Ark Files for Bitcoin ETF

Zug-based exchange-traded product (ETP) issuer 21Shares AG and Cathie Woods ARK Investment Management have filed a joint application with the U.S. Securities and Exchange Commission to launch a Bitcoin exchange-traded fund:  21Shares US LLC (the “Sponsor”) is the sponsor of the Trust, Delaware Trust Company (the “Trustee”) is the trustee of the Trust, and Coinbase Custody Trust Company, LLC (“Coinbase Custody”) (the “Custodian”) is the custodian for the Trust, and will hold all of the Trust‘s bitcoin on the Trust’s behalf. ARK Investment Management LLC (“ARK”) provides assistance in the marketing of the Shares.  If approved, ARK 21Shares Bitcoin ETF will be trading on the Cboe BZX Exchange.  In early May, Wood was appointed to the board of Amun Holdings, the owner of 21Shares.  This is already the twelfth ETF application in the U.S. The likes of Fidelity, Galaxy Digital, and VanEck have already jumped into the race.  Ark currently owns roughly $250 million in the shares of Grayscale Bitcoin Trust.

2021-06-29Deep Dive

AMP and LPT Listed on Coinbase: To Surge or Not to Surge?

Flexas AMP has been officially listed by Coinbase, exposing the asset to a wider user base.  Livepeers LPT has also been listed on the Coinbase exchange, fueling bullish sentiments for the token.  In terms of utility, these tokens offer users extensive real-world capabilities as cryptocurrencies take a global outlook.  Founded in 2012, Coinbase recently went public with an almost $100 billion valuation.  An asset receiving a listing on Coinbase secures a variety of benefits, from wider reach, to a surge in prices. Somewhat justifiably, the communities of Flexa and Livepeer were elated when the news broke that AMP and LPT have been listed on Coinbase. Investors are rubbing their hands in glee, expecting the assets to see a price rally following ‘the Coinbase effect.’  The Listing of AMP  Coinbase revealed the listing of AMP, much to the delight of the community. While AMP has been listed on major exchanges before, the effect has been minimal in terms of price action. Before being listed, AMP was uplisted and this translated to a jump in the price of the cryptocurrency.  The Coinbase listing is historic because it grants credibility to Flexa. Before being granted a listing on Coinbase, there is a strict vetting process that the development team of

2021-06-29Deep Dive

China Imposed Crypto Crackdown to Clear the Way for Its CBDC: Christopher Wood

The financial analyst and Global Head of Equity Strategy at Jefferies – Christopher Wood – opined that the Chinese officials want no competition for its digital renminbi. That is why they enforced the crackdown on bitcoin and other cryptocurrencies lately.  China Cares About its CBDC Not Carbon Footprint  Christopher Wood – the prominent financial analyst focused on the Asian market – surmised that there is more to the story behind Chinas negative stance against crypto mining and trading. In his opinion, the authorities do not truly care about CO2 emissions and the environment as they may have claimed before. All they aim for is to neutralize the competition to its own digital yuan:  “Certainly, the decentralized aspects of blockchain technology, which is so appealing to libertarians opposed to fiat currencies as state monopolies, is the complete antithesis of Chinas collectivist system.”  “The Peoples Republic of China clearly understands this. This is certainly a far more important issue to Beijing than the carbon generating aspects of bitcoin mining.”  Wood predicted that the most populated country is very close to launching its CBDC as he expects that to happen at the end of 2021:  “China does not want any competition when it launches the digital renminbi nationally, most

2021-06-29Deep Dive
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