Russia sanctions could push other countries to develop their CBDCs

Banking executive Hiromi Yamaoka believes that the conflict in Ukraine could influence central bank digital currencies (CBDCs) policy globally.   The former head of payments and settlements department at the Bank of Japan sees countries such as China exploring CBDCs to counter the dominance of US dollars.China, others could explore CBDC to counter US Dollar dominance  Since Russia invaded Ukraine on its “special military operation,” world powers led by the US have imposed strict sanctions. Most of these sanctions have cut the countrys access to foreign exchange, making it impossible to make settlements in US dollars.  According to Yamaoka, sanctions using financial infrastructure should not be overused to maintain efficacy. He added that   The most effective, powerful weapon was the freezing of Russias foreign reserves.  Yamaoka continued that these sanctions have shown the effect of politics and national security on global financial infrastructure. Seeing just how much power western countries wield with this sanction, China may promote its digital yuan as an alternative currency for cross-border settlements.   Yamaoka said China could “create a currency bloc,” and from now on, “defense and national security will likely become key themes when debating CBDC.”CBDC roles to become more pronounced  His statement echoes Chinas intention when it created the

2022-03-17Deep Dive

Instagram Is Working on Bringing NFTs to the Platform in the 'Near Term,' Says Meta CEO Mark Zuckerb

Meta CEO Hints NFT Features Are Coming to Instagram  It seems NFTs are coming to Instagram soon, according to statements from Meta‘s CEO Mark Zuckerberg at SXSW this week. Zuckerberg spoke with Shark Tank’s Daymond John at the event, and he explained that Instagram users will be able to mint NFTs as well.  News concerning Instagram‘s venture into the NFT world originally stemmed from the company’s CEO ,Adam Mosseri, during an AMA. Furthermore, the news publication the Financial Times (FT) spoke with unnamed sources familiar with the matter at the end of January 2022.  FT‘s report quotes the unnamed sources who said both Meta and Instagram are conversing about “launching a marketplace for users to buy and sell NFTs.” Zuckerberg’s details to the Shark Tank co-star indicate the launch might be sooner than most think. While the Meta CEO did not share many details, he said: “We are working on bringing NFTs to Instagram in the near term.” Zuckerberg added:  I‘m not ready to announce exactly what that’s going to be today, but, over the next several months, the ability to bring some of your NFTs in, and hopefully over time be able to mint things within that environment.Meta Sells Diem IP, Firm Intends

2022-03-17Deep Dive

British Investment Bank HSBC Joins Metaverse via Sandbox, Animoca Brands Partnership

HSBC Steps Into the Metaverse  Over the last 12 months, The Sandbox has attracted a great number of businesses and celebrities to the blockchain virtual gaming platform. For instance, The Sandbox has enticed Snoop Dogg, Deadmau5, Atari, The Care Bears, The Smurfs, Gucci, Warner Music Group, Adidas, PWC Hong Kong, Samsung, Square Enix, Ubisoft, and more.  On Wednesday, Animoca Brands and the British bank HSBC announced the companies have inked a partnership deal and that the global financial services provider will engage with other finance providers and sports communities within The Sandbox metaverse.  “The groundbreaking partnership between The Sandbox and HSBC will see the global financial services provider acquire a plot of LAND, virtual real estate in The Sandbox metaverse, which will be developed to engage and connect with sports, esports, and gaming enthusiasts,” the announcement on Wednesday notes.  The press release highlights a PWC report that estimates the metaverse market will grow from $45.4 billion to $1.5 trillion by 2030. The financial institution HSBC sees significant potential in the metaverse and Web3 in the future.  “The metaverse is how people will experience Web3, the next generation of the Internet – using immersive technologies like augmented reality, virtual reality, and extended reality,” the chief marketing

2022-03-17Deep Dive

US Justice Department Returns Stolen Bitcoin to Victim of Government Imposter Scam

DOJ Returns Bitcoin Stolen From Elderly Victim  The U.S. Department of Justice (DOJ) announced Tuesday “the successful forfeiture and return of stolen cryptocurrency to [an] elderly man victimized by government imposter scam.”  The DOJ explained that in August last year, fraudsters contacted the victim by phone claiming to be with the Office of the Inspector General, adding:  The fraudsters deceived the victim into believing his personal information had been used to facilitate a drug trafficking and money laundering scheme, and as a result all of the victims assets would be frozen.  “One of the imposters, who identified himself as agent James Hoffman, told the victim that he was required to deposit funds into a secure government account until the government verified that the victim was not involved in criminal activity,” said the Justice Department.  The scammers further demanded all of the victims personal identifying information and details regarding his financial accounts, the DOJ noted.  They proceeded to direct the victim to “use hundreds of thousands of dollars of his retirement funds” to purchase bitcoin through cryptocurrency exchange Coinbase.  According to the DOJ:  On August 31, 2021, 12.164699 bitcoin, worth approximately $574,766, was transferred from the victims Coinbase account to the account controlled by the imposters.  The Federal Bureau of

2022-03-17Deep Dive

Binance Granted License in Dubai Following Bahrain License Approval

Binance, the worlds largest crypto exchange, said it had gained a license to operate in Dubai, only days after it secured the first global crypto asset provider license in Bahrain.  World no.3 crypto exchange FTX was the first crypto exchange to secure a license in Dubai, earlier this week. Both exchanges will now operate their regional businesses from the port city.  Binance had said in December it was cooperating with the Dubai World Trade Centre Authority to set up a blockchain hub in the city. Todays license is likely further progress to that end.  The move comes on the back of growing crypto interest in the Gulf. The United Arab Emirates (UAE), the economic hub of the region, has sought to become a crypto haven like Singapore by passing friendly regulation.  Earlier this month, Dubai passed its first ever law to regulate the crypto sector, and formed a regulatory body for virtual assets. Bahrain also recently introduced banking regulation for cryptocurrencies.  But while crypto regulation has made headway in the Gulf, statistically, it has lagged other regions in usage. The UAE was ranked 100 out of 157 in the global crypto adoption index compiled by blockchain research firm Chainalysis. Bahrain was ranked 143.  Global crypto adoption

2022-03-17Deep Dive

President Zelensky of Ukraine Signs Virtual Asset Bill to Legalize Crypto

The update comes after cryptocurrency donations to Ukraines war efforts have broken $100 million.  Ukraine Signs Crypto Bill Into Law  Ukraine just legalized crypto.  The Ukrainian Government‘s Ministry of Digital Transformation posted a statement Wednesday announcing that President Zelenskyy had signed the country’s “virtual assets” bill that will allow for a legal framework for adopting cryptocurrency.  The bill passed through Parliament on Feb. 17 after an earlier version was rejected by Zelenskyy and will define the legal status, classification, and ownership of virtual assets, the statement said. Ukraines National Commission on Securities and the Stock Market will regulate the market, and virtual asset providers such as exchanges will be allowed to operate. Ukrainian banks will also be able to open accounts for crypto firms, the Ministry of Digital Transformation said in a tweet.  Cryptocurrency exchanges will be issued with permits that allow them to operate, and Ukraines Ministry of Finance will work on amending the tax code to accommodate digital assets like Bitcoin and Ethereum.  “The signing of this Law by the President is another important step towards bringing the crypto sector out of the shadows and launching a legal market for virtual assets in Ukraine,” the Ministry of Digital Transformation concluded in a translated statement.  Ukraine

2022-03-17Deep Dive

Binance Now Fully Licensed by Central Bank of Bahrain to Offer Crypto Services

Binance Now Licensed in Bahrain  Cryptocurrency exchange Binance announced Monday that it has been granted a crypto asset service provider license from the Central Bank of Bahrain (CBB).  Changpeng Zhao (CZ), founder and CEO of Binance, tweeted:  Binance has been granted the first license for a global crypto-asset provider in The Cooperation Council for the Arab States of the Gulf (GCC) by the Central Bank of Bahrain.  He added: “The license from Bahrain is a milestone in our journey to being fully licensed and regulated around the world.”  The cryptocurrency exchange company received in-principle approval from the central bank in December last year. And in-principle approval means that Binance still needed to complete the full application process.  Rasheed Al Maraj, governor of the Central Bank of Bahrain commented: “Developing regulations aligned with global trends is a key objective for us at the CBB. We continue to work with partners and industry leaders such as Binance to develop regulations that enable innovation and best practices.”  The announcement adds:  The crypto asset license will allow Binance to provide crypto-asset trading, custodial services and portfolio management to customers under the supervision of the Bahrain regulators.

2022-03-16Deep Dive

Nigeria emerges fourth in the list of top ten countries with the most Cryptocurrency holders.

By: Damian Okonkwo  Nigeria has emerged the fourth country in the list of the research conducted for the top ten countries with the most Cryptocurrency holders. According to the observing of data analysts including c-sharpcorner.com, Nigeria has been remarked as the fourth country with the highest crypto currency holders today.  Previously Nigeria ranked the second last two years ago before the official ban placed on it by the government. However with the recent introduction of the Central Bank Digital Currency (CBDC) last year October, the interest in Cryptocurrency has attained its apex once more in Nigeria. Many Nigerians today have returned to crypto currency trading as a means of their livelihood.  What is the way forward for Nigeria today given the increasing rise of interest in Cryptocurrency  Many economic experts believe that the only viable option for the Nigerian government is to emulate the India government and lift the ban placed on Cryptocurrency trading within the country. The Indian government for instance had banned their citizens from indulging in any form of cryptocurrency trading within the country. However when the government saw that the ban could not deter the jobless youths and other poor citizens from secretly trading cryptocurrency, there was need to revoke

2022-03-16Deep Dive

Ukraine's Government Launches Official Website for Cryptocurrency Donations

Governments Crypto Donation Website Now Live  The Ministry of Digital Transformation of Ukraine announced Monday that it has launched the official “Aid For Ukraine” website to raise funds in support of the Ukrainian armed forces and humanitarian aid programs in the fight against Russia. The crypto donation platform is in partnership with staking service provider Everstake and cryptocurrency exchange FTX.  Mykhailo Fedorov, vice prime minister of Ukraine, tweeted Monday confirming that the official website where anyone around the world can make cryptocurrency donations to Ukraine has gone live.  The new donation website describes, “Aid For Ukraine is cooperating with the cryptocurrency exchange FTX which converts crypto funds received into fiat and sends the donations to the National Bank of Ukraine,” elaborating:  This marks the first-ever instance of a cryptocurrency exchange directly cooperating with a public financial entity to provide a conduit for crypto donations.  The Aid For Ukraine website lists crypto addresses as well as bank account information for the government of Ukraine for donation. Donors can send several cryptocurrencies, including bitcoin (BTC), ethereum (ETH), tether (USDT), polkadot (DOT), solana (SOL), dogecoin (DOGE), and monero (XMR). The Ukrainian government also accepts fiat donations in USD, EUR, GBP, AUD, and CAD.  At the time of writing, the

2022-03-16Deep Dive

Austin could be the next U.S city to welcome Bitcoin and blockchain technology

Austin, the state capital of Texas, is actively exploring ways to accept Bitcoin and blockchain technology. Last week, Austin City Council Member Mackenzie Kelly put forward a resolution to examine how the city could utilize the technology.  The resolution was introduced alongside Austin Mayor Steve Adler during a press conference in which Council Member Kelly spoke of ways the city could benefit from adopting the technology. This included financial benefits and the provision of city services, such as paying property taxes and city worker wages.  The resolution is set for a vote on March 24 and has the backing of Mayor Adler.What was in the resolution?  The Austin resolution is part of a drive to develop and integrate new technologies to improve local government services.  It acknowledges that blockchain technology is primarily associated with cryptocurrency. But, it also seeks to explore other potential use cases in providing public sector services. To that end, the City Manager is tasked with examining how Austin could use blockchain and associated technologies.  “The City Manager is directed to ensure the City is helping to create anenvironment within city government and in the community generally that supportsthe creation and development of new technologies, including without limitationblockchain and other Web3 related

2022-03-16Deep Dive
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