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Ripple Veteran on Selling XRP: ‘I Wish I Hadn’t

Unlikely price predictionsRipple veteran no longer holds much XRP　　Ripple CTO Emeritus David Schwartz has admitted that he regrets selling some of his early cryptocurrency holdings, including XRP at $0.10 and Ethereum at around $1.　　He says his decision was driven mainly by his aversion to risk, which he “really, really” hates.　　“Obviously, I wish I hadnt done those things,” Schwartz replied.　　Ripple Veteran on Selling XRP: ‘I Wish I Hadn’t　　Analyzing Shiba Inu‘s (SHIB) Unexpected Price Uptick, Ethereum’s (ETH) Biggest Test For $2,000 Yet, Bitcoin (BTC) Has Room For $68,000 Run　　The Ripple veteran explained that the sales were part of an agreement he had made with his wife to gradually reduce exposure whenever his holdings reached new all-time highs.　　“But I agreed with my wife to sell at every new ATH and I really, really hate risk,” Schwartz said. “I wish I was more comfortable with risk, but Im just not that person.”　　Unlikely price predictions　　Schwartz previously revealed that he sold his Ethereum because he viewed extreme price predictions as unlikely　　Addressing criticism over the early sale, Schwartz said that his decision was based on probability rather than a lack of belief in cryptos long-term potential.　　“If I had thought there was a 1% chance of it hitting

07-21انڈسٹری

Gold price in Philippines: Rates on July 21

Gold prices rose in Philippines on Tuesday, according to data compiled by FXStreet.　　The price for Gold stood at 8,037.94 Philippine Pesos (PHP) per gram, up compared with the PHP 7,955.80 it cost on Monday.　　The price for Gold increased to PHP 93,753.77 per tola from PHP 92,794.92 per tola a day earlier.Unit measureGold Price in PHP1 Gram8,037.9410 Grams80,382.97Tola93,753.77Troy Ounce250,009.00　　FXStreet calculates Gold prices in Philippines by adapting international prices (USD/PHP) to the local currency and measurement units. Prices are updated daily based on the market rates taken at the time of publication. Prices are just for reference and local rates could diverge slightly.　　Gold FAQs　　Gold has played a key role in human‘s history as it has been widely used as a store of value and medium of exchange. Currently, apart from its shine and usage for jewelry, the precious metal is widely seen as a safe-haven asset, meaning that it is considered a good investment during turbulent times. Gold is also widely seen as a hedge against inflation and against depreciating currencies as it doesn’t rely on any specific issuer or government.　　Central banks are the biggest Gold holders. In their aim to support their currencies in turbulent times, central banks tend to diversify

07-21انڈسٹری

Gold price in United Arab Emirates: Rates on July 21

Gold prices rose in United Arab Emirates on Tuesday, according to data compiled by FXStreet.　　The price for Gold stood at 477.72 United Arab Emirates Dirhams (AED) per gram, up compared with the AED 473.25 it cost on Monday.　　The price for Gold increased to AED 5,572.05 per tola from AED 5,519.84 per tola a day earlier.Unit measureGold Price in AED1 Gram477.7210 Grams4,777.21Tola5,572.05Troy Ounce14,858.75　　FXStreet calculates Gold prices in United Arab Emirates by adapting international prices (USD/AED) to the local currency and measurement units. Prices are updated daily based on the market rates taken at the time of publication. Prices are just for reference and local rates could diverge slightly.　　Gold FAQs　　Gold has played a key role in human‘s history as it has been widely used as a store of value and medium of exchange. Currently, apart from its shine and usage for jewelry, the precious metal is widely seen as a safe-haven asset, meaning that it is considered a good investment during turbulent times. Gold is also widely seen as a hedge against inflation and against depreciating currencies as it doesn’t rely on any specific issuer or government.　　Central banks are the biggest Gold holders. In their aim to support their currencies in turbulent

07-21انڈسٹری

Grayscale could take Worldcoin to Wall Street after ETF filing with the SEC

Quick TakeGrayscale filed with the Securities and Exchange Commission a registration statement for the Grayscale Worldcoin ETF.If launched, the ETF would trade on The Nasdaq Stock Market LLC under its generic listing standards.　　The first exchange-traded fund tied to Worldcoin (WLD) could soon be headed to U.S. markets.　　On Monday, Grayscale filed with the Securities and Exchange Commission a registration statement for the Grayscale Worldcoin ETF. The fund would hold WLD, the native crypto of the World Network, the firm said in the filing.　　“As a passive investment vehicle, the Trust‘s investment objective is for the value of the Shares (based on WLD per Share) to reflect the value of WLD held by the Trust, determined by reference to the Index Price, less the Trust’s expenses and other liabilities,” Grayscale said in the filing.　　If launched, the ETF would trade on The Nasdaq Stock Market LLC under its generic listing standards. The Bank of New York Mellon would serve as transfer agent, while BitGo Bank s price data.　　Worldcoin, later rebranded as World, is a company cofounded by OpenAI CEO Sam Altman that focuses on biometric identification, crypto, and blockchain. The company uses a decentralized digital passport to verify people as well as a spherical

07-21انڈسٹری

Trump stalls CLARITY Act as ethics dispute threatens Senate vote

The CLARITY Acts chance of becoming law in 2026 has fallen to 31% on Polymarket as the White House withholds support for a disputed ethics provision.　　Crypto In America reported that the White House had not approved the ethics language as of July 20, despite President Donald Trump meeting Republican senators last week to discuss the crypto market structure bill. Sources cited by the outlet also said the administration has not explained which ethical limits it would accept.　　Without a clear position from the White House, Senate negotiators may need more time to prepare an updated version of the legislation, according to the report. The delay could disrupt Republican plans to bring the CLARITY Act to the Senate floor before lawmakers leave Washington for their August recess.　　Senate Majority Leader John Thune wants to schedule a floor vote before August, but he has acknowledged that Republicans have not secured a bipartisan agreement. Under Senate rules, the party would need Democratic support to overcome procedural barriers and advance the legislation.　　Democrats have demanded restrictions on elected officials‘ involvement in digital assets, with their concerns focused mainly on Trump’s crypto interests. According to the presidents financial disclosure, his digital-asset ventures generated as much as $1.4 billion

07-21انڈسٹری

Bitcoin gets $2.5B target for $72,000 by August as unknown trader bets big on Fed rally

Deribits July 31 options board shows more than 20,000 Bitcoin call contracts open at both the $70,000 and $72,000 strikes.　　The two strikes represent the largest call concentrations for that expiry, with roughly 27,000 contracts at $70,000 and 21,000 at $72,000, according to the exchanges data as of press time. Bitcoin sits near $64,289, placing the lower strike about 8.9% above spot.　　Deribit Chief Commercial Officer Jean-David Péquignot told CoinDesk that one large block involved buying 20,000 July 31 calls at $70,000 and selling the same number at $72,000.　　The exchange data concentration independently confirms substantial positioning at the strikes in the 20,000-by-20,000 bull call spread.　　Based on that construction, the two legs carry roughly $2.5 billion in aggregate gross notional at prevailing Bitcoin prices. Premium paid, capital committed and net exposure are separate measures from that figure.　　The options expire two days after the Federal Reserves next policy decision. Together, the strike concentration, expiry and spot gap define a tactical test for Bitcoin during the final days of July.　　Deribits July 31 Bitcoin options board showed more than 20,000 call contracts open at both the $70,000 and $72,000 strikes on July 20. Open interest confirms the concentration but does not disclose ownership or trade direction.

07-21

NEAR Co-Founder: AI-Powered Hacking Demands New Era of Code Verification

Illia Polosukhin, co-founder of $NEAR Protocol, has issued a stark warning about the escalating threat of AI-powered hacking, stating that traditional code review methods are no longer sufficient to protect blockchain ecosystems. According to a report from The Block, Polosukhin noted that AI-driven attacks began to intensify significantly in October of last year, marking a turning point in the cybersecurity landscape.　　The Acceleration of AI-Driven Threats　　Polosukhin emphasized that the sophistication and speed of AI-generated attacks have outpaced manual code audits, which are often slow, expensive, and prone to human error. He argued that the industry must pivot toward formal verification — a mathematical approach to proving that code behaves exactly as intended — to keep pace with automated adversaries. Formal verification, while historically costly and computationally intensive, offers a level of certainty that traditional testing cannot match.　　Why Formal Verification Matters Now　　The $NEAR co-founder highlighted that the window for relying solely on human reviewers has closed. AI can now generate thousands of attack vectors in seconds, probing smart contracts and decentralized applications for vulnerabilities faster than any human team can respond. Polosukhin called for the integration of AI tools to make formal verification faster and cheaper, effectively using the same technology that

07-21

US House weighs sports-contract ban threatening Kalshi and Polymarket

The US House Agriculture Committee has scheduled a hearing on sports prediction markets as two gaming associations press Congress to prohibit sports contracts offered by platforms including Kalshi and Polymarket.　　According to a committee release, the Subcommittee on Commodity Markets, Digital Assets, and Rural Development will examine customer protections and market integrity across prediction markets. Legal specialists and executives representing the American Gaming Association and Indian Gaming Association are expected to testify.　　The hearing comes as state authorities challenge whether sports event contracts qualify as federally regulated derivatives or unlicensed gambling products. Kalshi and Polymarket have faced claims from regulators that their sports markets resemble conventional betting services, despite operating within the prediction-market sector.　　At the federal level, prediction-market supporters maintain that the Commodity Futures Trading Commission already possesses enough authority to oversee event contracts. Gaming associations, however, want lawmakers to prevent regulated exchanges from offering contracts based on sporting events.　　Gaming groups want sports contracts prohibited　　Legal expert Daniel Wallach, who reviewed the witnesses‘ prepared testimony, noted that supporters of prediction markets are asking Congress not to pass new legislation clarifying the CFTC’s authority. According to Wallach, those witnesses believe the existing legal framework already allows the regulator to supervise platforms such as Polymarket.　　Robert

07-21انڈسٹری

Russia's First Comprehensive Crypto Law Is Two Votes Away From Passing

In briefThe State Dumas second and third readings of a pending crypto bill are scheduled for July 21; if approved, the law takes effect September 1.The bill explicitly permits crypto only for international trade, giving Russian companies a legal mechanism to route payments outside Western banking channels.Domestic crypto payments remain banned.　　Russias State Duma, the lower house of its legislative body, takes its final two votes on the countrys first comprehensive cryptocurrency law on Tuesday.　　The bill—titled “On Digital Currency and Digital Rights”—still needs Senate approval and Russian President Vladimir Putins signature after that, a process Anatoly Aksakov, chairman of the State Duma Committee on Financial Markets, expects to take another two weeks. The law would then take effect on September 1.　　The original target was July 1, but the delay came from coordination bottlenecks between government agencies, per reports by the Russian outlet Kommersant.　　What the bill creates　　The legislation sets up a licensing regime—a government-issued permit system—for crypto exchanges, brokers, and custodians (companies that store cryptocurrency on your behalf, the way a bank holds cash). The Bank of Russia becomes the authority issuing those permits and can bar any cryptocurrency it deems a threat to financial stability.　　Major financial institutions arent waiting: VTB and

07-21انڈسٹری

Armstrong says his posts aren't endorsements. Traders ignore him anyway.

Coinbase CEO Brian Armstrong told his followers on X that his posts do not serve as an endorsement of any kind. Regardless, traders ignored his “warnings” with many pushing back. 　　On July 20, Armstrong responded to the buzz around his social media activity, particularly his profile picture, and reiterated the disclaimer on his X bio. He acknowledged the response from the Base community, adding that responses like these only go to show how much people care.　　A profile picture worth tens of millions　　On July 16, Armstrong changed his profile picture on X from a CryptoPunk avatar to an art tied to $BRIAN, a Base memecoin sometimes referred to as “Coinbase Man”. The market cap of the token jumped $30 million to the $37 million range in mere hours: a move of ~3,000%. This obviously tested how much traders look to Armstrong for trade signals or investment advice because the only change that occurred was Armstrongs change of profile picture.　　When Armstrong changed his profile picture back to the CryptoPunk, the drop was just as fast. $BRIAN lost about 85% to 93% of its value in twenty-four hours, falling under the $5 million mark.　　This did not alarm any regulator, nor did Coinbase release

07-21

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