Hotcoin is a centralized crypto exchange built around breadth and speed. Its platform combines spot trading, perpetual futures, copy trading, P2P, Earn products, Web3 features and an increasingly large selection of tokenized traditional-market assets.
That rapid product cycle is one of Hotcoin's main attractions. It is also one of the main reasons users need to monitor the platform more actively than they might on an exchange focused on a smaller set of established markets.
New tokens can appear quickly. Futures contracts can be introduced or removed. Blockchain deposits and withdrawals can be suspended for maintenance. Smaller assets can be delisted with a fixed withdrawal deadline. Tokenized stocks may launch with temporary zero-fee campaigns that expire only days later.
The other major issue is custody transparency.
Hotcoin publicized approximately $137.45 million in exchange assets as of June 15, 2026, based on wallet data displayed by CoinMarketCap. But reserve values move with asset prices, deposits, withdrawals and changes in disclosed wallets. At the time of this review in September 2026, CoinMarketCap was displaying roughly $56.7 million in total assets attributed to Hotcoin, substantially below the June snapshot.
That change should not automatically be interpreted as customer withdrawals, a reserve deficit or financial distress. CoinMarketCap itself notes that the reserve information is reported by the exchange and does not independently verify its completeness or timeliness. More importantly, wallet assets alone do not establish total customer liabilities.
Hotcoin therefore needs to be evaluated on several separate layers: trading cost, market liquidity, reserve evidence, legal entity, withdrawal availability and the rights attached to newer products such as tokenized securities.
Hotcoin's standard spot fee is 0.20%
Hotcoin's current fee documentation lists its standard spot trading fee at:
- Maker: 0.20%
- Taker: 0.20%
for ordinary users.
Higher VIP levels can receive lower rates.
That makes Hotcoin more expensive at the base level than exchanges competing primarily on zero-fee or ultra-low-fee spot trading.
For a $10,000 spot purchase:
$10,000 × 0.20% = $20
Selling another $10,000 at the same base rate produces another:
$20
The nominal round-trip commission is therefore approximately:
$40
before spread, slippage or withdrawal costs.
This matters particularly for frequent spot traders. A user generating $100,000 in cumulative spot executions at a 0.20% fee would pay $200 in explicit trading commissions.
But the headline fee is still only one part of execution quality.
For a small token, losing 3% to slippage is much more consequential than paying 0.20% in commission.
Futures have a lower execution fee but much higher position risk
Hotcoin's current standard futures schedule lists:
- Maker: 0.02%
- Taker: 0.06%
for VIP0 users.
A $100,000 taker order therefore generates an execution fee of:
$100,000 × 0.06% = $60
Closing the same notional position as a taker would produce another $60 in commission.
The nominal round trip would be approximately:
$120
before funding and slippage.
The important figure is not the amount of margin posted. Futures fees are based on the position being executed.
A trader using $5,000 of collateral to control a $100,000 position still has $100,000 of market exposure.
At that point, the 0.06% trading fee becomes a relatively small part of the risk.
A modest adverse price move can produce a much larger loss, and sufficient leverage can turn that loss into forced liquidation.
Promotional zero fees are not Hotcoin's normal fee structure
Hotcoin frequently runs temporary zero-fee campaigns.
This is particularly visible in its tokenized-securities listings.
For example, throughout June and July 2026 Hotcoin launched multiple batches of stock- and ETF-linked tokens with zero trading fees for several days after listing.
Those offers were explicitly time-limited.
This distinction matters because a trader can encounter both statements on Hotcoin:
“Standard spot fee: 0.20%”
and
“0% trading fee.”
They can both be correct.
The first describes the normal base trading schedule.
The second can describe a specific promotional market during a defined period.
Users should therefore check the fee shown for the actual pair rather than assume a recently advertised zero-fee campaign applies platform-wide.
Fast listings are central to Hotcoin's model
Hotcoin's announcement center shows how quickly the product catalog changes.
The exchange regularly launches:
- new crypto spot markets;
- new perpetual futures;
- tokenized stocks;
- tokenized ETFs;
- promotional markets.
This is useful for traders looking for early access.
It also creates more operational work.
A user holding a long-established BTC position may not need to monitor exchange announcements daily.
Someone holding a newly listed microcap may.
That token can move through several stages:
Listing → promotional trading → normal trading → wallet maintenance → review → delisting → withdrawal deadline
without the underlying project itself disappearing.
Hotcoin's own terms explicitly state that official announcements may contain information affecting the value or security of customer assets and place responsibility on users to monitor those announcements.
For a fast-listing exchange, that is not a minor contractual detail.
Delistings can create a hard withdrawal deadline
Hotcoin's recent removal notices show a consistent pattern.
When an asset is delisted, the process can include:
- deposit suspension;
- trading suspension;
- cancellation of open orders;
- a later withdrawal deadline;
- permanent closure of withdrawals after that date.
- 30% was BTC;
- 20% was ETH;
- more than 42% was primarily USDT and USDC.
- cryptocurrency prices;
- customer deposits;
- customer withdrawals;
- treasury movements;
- wallet restructuring;
- changes to the set of addresses reported.
- covered assets;
- controlled exchange wallets;
- customer liabilities for each asset;
- reserve ratios;
- snapshot date;
- customer-level inclusion verification;
- treatment of Earn balances;
- treatment of futures collateral;
- independent attestation methodology.
- recorded in individual Hotcoin accounts;
- segregated in Hotcoin's internal ledger from Hotcoin's own assets and other users' balances;
- pooled on-chain in omnibus wallets;
- reconciled daily;
- not used for other purposes unless relevant product terms state otherwise.
- VARA;
- VARA Rules;
- Virtual Asset Exchange Services;
- Virtual Asset Broker-Dealer Services.
- be at least 21 years old;
- maintain at least AED 500,000 in cash or cash equivalents, supported by documentary evidence;
- have sufficient knowledge and expertise as determined by Hotcoin.
- Apple;
- Microsoft;
- Nvidia;
- AMD;
- Intel;
- Palantir;
- Oracle;
- QQQ;
- SPY;
- leveraged ETFs.
- legal share ownership;
- voting;
- dividends;
- securities-custody protections.
- token issuer risk;
- exchange risk;
- underlying ETF behavior;
- tracking differences;
- liquidity risk;
- regulatory restrictions.
- narrow spreads;
- high reported volume;
- frequent trades;
- What is the current bid-ask spread？
- How much can be sold within 1% of the midpoint？
- How much can be sold within 5%？
- Are orders concentrated in a few large quotes？
- Is the token liquid elsewhere？
- Are withdrawals open？
- minimum withdrawal;
- supported networks;
- current fee;
- wallet status;
- identity verification;
- per-transaction limits;
- daily or monthly limits;
- account tier;
- security status;
- risk-control checks.
- logging in from a new device;
- password changes;
- sudden IP-address changes.
- futures margin;
- open orders;
- Earn products;
- copy trading;
- other platform services.
- available;
- locked in an order;
- supporting a leveraged position;
- committed to another product.
- different entry prices;
- different slippage;
- different funding;
- different account size;
- different liquidation levels.
- maximum drawdown;
- leverage;
- average holding time;
- concentration;
- open positions;
- length of track record.
- Google Authenticator;
- email and phone verification;
- anti-phishing codes;
- fund passwords.
- Maker: 0.02%
- Taker: 0.06%
For example, Hotcoin announced in July 2026 that IRYS, FOGO, MEZO and GBIT trading would end on July 22, with withdrawals permanently closing on August 22.
Another August notice removed 16 spot pairs and set September 26 as the final withdrawal date.
The practical risk is different from an ordinary price decline.
A user who ignores a delisting can lose the ability to transfer the asset through Hotcoin even if the token still exists on-chain and trades elsewhere.
For smaller assets, therefore, check not only:
Is the token listed？
but also:
Are deposits open？
Are withdrawals open？
Has a removal notice been published？
Futures can be delisted faster than spot assets
Perpetual contracts have their own lifecycle.
Hotcoin has published futures-delisting schedules in which new positions are disabled, existing positions are settled shortly afterward and the contract is removed the same day.
For example, its July 15 delisting of 1000RATSUSDT, COLLECTUSDT and AIAUSDT provided a short sequence between disabling new positions and final settlement.
This creates a different operational risk from holding spot crypto.
A spot token can often still be withdrawn after trading ends.
A futures contract ultimately has to be settled.
Anyone running automated strategies or leaving leveraged positions unattended should therefore monitor contract announcements rather than assuming a perpetual contract will remain available indefinitely because the word “perpetual” appears in its name.
The June $137.45 million reserve figure is now historical
Hotcoin's June reserve announcement cited CoinMarketCap data showing:
$137,445,333.82
of total exchange assets on June 15, 2026.
Hotcoin said approximately:
It also stated that major assets and stablecoins had reserve coverage above 100%.
That disclosure was useful because public wallet addresses can be checked on-chain.
But it should no longer be written as if $137.45 million represents Hotcoin's current reserve balance.
By September 2026, CoinMarketCap's live Hotcoin reserve page was showing approximately $56.7 million in total assets.
The large difference reinforces why reserve numbers must always include a date.
A lower wallet balance does not prove a reserve deficit
Seeing:
June: $137.45 million
and later:
September: roughly $56.7 million
can look alarming without context.
But several things can change the dollar value of an exchange's disclosed wallets:
The number is also only the asset side.
To determine a reserve ratio, the denominator matters just as much.
If an exchange holds $60 million in relevant assets against $50 million of included customer liabilities, that represents a different position from holding $100 million against $150 million of liabilities.
A large absolute wallet value is therefore not enough.
Hotcoin's current public reserve evidence is mainly asset-side
CoinMarketCap currently publishes identifiable Hotcoin wallet balances and labels them as information reported directly by the exchange.
That provides useful evidence that specific blockchain addresses contain specific assets.
The harder question is customer liabilities.
A more complete proof-of-reserves system would ideally show:
Without those elements, a wallet dashboard supports a narrower conclusion:
Hotcoin has disclosed on-chain assets.
It does not independently establish:
Every customer obligation is fully covered.
Hotcoin's own terms make stronger custody promises
Hotcoin's current User Agreement contains more detailed asset-custody language than the public reserve dashboard.
It states that supported customer virtual assets are:
These are meaningful contractual commitments.
They also explain why an exchange wallet address cannot map directly to one customer's coins.
The blockchain can show an omnibus wallet containing BTC.
The internal ledger determines which portion of that BTC belongs to each customer.
That makes reconciliation between internal liabilities and blockchain assets an important missing link in public reserve analysis.
Client money is described separately from crypto
The User Agreement also says fiat client money is held separately from Hotcoin's own money through third-party banking partners and subject to daily reconciliation.
But it also contains an important limitation:
Hotcoin states that client virtual assets and client money do not benefit from general deposit protection except where specifically provided in the agreement.
A user should therefore not interpret segregation language as equivalent to a government-guaranteed bank deposit.
Segregation and deposit insurance solve different problems.
Hotcoin's legal entity disclosure is internally inconsistent
This is one of the most important findings in the current legal documentation.
The opening section of Hotcoin's User Agreement is titled:
“About HOTCOIN TECHNOLOGY LLC”
and says customers enter a legally binding agreement with Hotcoin.
But the definitions section of the same agreement says:
“Hotcoin”, “we”, “our” or “us” means Hotcoin FZE
and states that Hotcoin accounts are opened by Hotcoin FZE.
Meanwhile, Hotcoin's Privacy Policy identifies another entity:
Hot Block Chain Technology Co., Ltd
described as a Dubai World Trade Centre free-zone establishment with registration number 1693.
And Hotcoin's separate platform materials identify:
AUSTRALIAN HOTCOIN GLOBAL EXCHANGE PTY LTD
as an Australian group entity.
This does not prove that any of the entities are improper.
It does mean a user should not casually write:
“Hotcoin is operated by Company X”
without checking which agreement applies to the account.
Dubai company registration is not the same thing as a VARA license
Hotcoin's Privacy Policy says Hot Block Chain Technology Co., Ltd is registered in the Dubai World Trade Centre free zone.
A corporate or free-zone registration establishes the existence of a company.
It should not automatically be described as a virtual-asset license.
This distinction is especially important because Hotcoin's current User Agreement itself uses extensive Dubai VARA terminology.
The terms define:
They also state that unresolved complaints may be referred to the Dubai Virtual Assets Regulatory Authority.
At the same time, the legal entity wording elsewhere in the same documentation is inconsistent.
A user relying on Dubai regulatory protection should therefore verify the precise Hotcoin entity and authorization on the regulator's current public register rather than infer authorization from terms, a Dubai address or a free-zone registration alone.
The eligibility wording is unusually restrictive
Hotcoin's current User Agreement contains eligibility requirements that stand out from a typical retail crypto exchange.
For an individual, the terms state that the user must:
Those conditions resemble a professional or sophisticated-user eligibility framework much more than ordinary global retail onboarding.
Yet Hotcoin's wider website and mobile product are marketed to millions of users globally.
That discrepancy is important.
A user should preserve the version of the terms actually presented during registration and determine which legal entity and eligibility framework apply to the account.
The dispute framework is also specific
Hotcoin's current User Agreement says the agreement is governed by the laws of England and Wales.
Unresolved disputes are directed to arbitration under International Chamber of Commerce rules, with the legal seat of arbitration in the Dubai International Financial Centre and proceedings conducted in English.
The agreement also contains a one-year contractual time limit for commencing arbitration, subject to applicable law.
For a user depositing a meaningful amount, these provisions are more useful than a generic statement that Hotcoin is “based in Dubai” or “registered in Australia.”
They describe what the contract actually says happens during a dispute.
Hotcoin also has a real Australian entity
The Australian company should not be ignored either.
Australian government ABN records currently show:
AUSTRALIAN HOTCOIN GLOBAL EXCHANGE PTY LTD
with active ABN 82 636 605 939 and ACN 636 605 939.
Hotcoin's Australian-facing materials state that this entity is registered with AUSTRAC as a digital currency exchange provider and independent remittance dealer.
That is a more precise statement than saying Hotcoin holds a broad Australian financial-services license.
AUSTRAC registration primarily concerns AML/CTF obligations for designated services.
It should not automatically be expanded into authorization for every product available on Hotcoin's global platform, particularly leveraged derivatives or tokenized securities.
Again, entity + jurisdiction + product must be matched together.
Tokenized stocks are not ordinary shares
Hotcoin expanded aggressively into tokenized traditional-market assets during 2026.
Examples include tokens linked to:
Hotcoin's own listing notices explicitly state that the Binance bStocks products it lists do not represent direct ownership of the underlying share or ETF.
This is an important distinction.
Buying a token linked to Microsoft does not automatically make the holder a Microsoft shareholder.
A conventional shareholder may have rights involving:
A tokenized product can provide economic exposure through a different issuer, custodian and redemption structure.
Those rights need to be checked in the token's own documentation.
Leveraged ETF tokens add another layer of complexity
Some Hotcoin tokenized listings are linked to leveraged exchange-traded funds rather than ordinary shares.
For example, Hotcoin listed tokens linked to products such as SOXL and TQQQ in 2026.
A leveraged ETF is already designed around leveraged daily performance.
Wrapping exposure to that instrument inside a blockchain token does not simplify the underlying economics.
The user can face:
These products should not be evaluated like ordinary spot BTC.
Fast listings can introduce temporary liquidity
New products often launch with promotional trading incentives.
That can create a burst of activity around the listing date.
A token may show:
during the promotional period.
The same market can become much thinner after zero-fee trading or another incentive expires.
That makes a single 24-hour volume figure particularly weak evidence for a recently listed Hotcoin asset.
Before building a large position, examine whether the market still has meaningful bids after the launch campaign has ended.
Market depth matters more than platform ranking
Hotcoin can generate substantial exchange-wide trading volume.
That does not tell a user what happens to a $20,000 sell order in a specific microcap.
A better liquidity check asks:
For a smaller asset, the last question matters as much as the order book.
If a trader cannot move the asset to another venue, apparent cross-exchange liquidity may not be usable.
Trading can continue while withdrawals are unavailable
This is a structural feature of centralized exchanges.
Hotcoin trades settle inside its internal ledger.
A crypto withdrawal requires the corresponding blockchain wallet infrastructure to be operational.
Those two systems can have different status.
That means Hotcoin can temporarily suspend on-chain deposits and withdrawals for an asset while internal trading continues.
Hotcoin's support documentation explicitly allows temporary withdrawal restrictions for wallet maintenance, network upgrades, security checks and other risk controls.
A user buying for arbitrage should therefore check wallet status before entering the trade.
A profitable-looking price gap cannot be captured if the coin cannot leave the exchange.
Withdrawal fees vary by token and network
Hotcoin does not charge a platform fee for ordinary on-chain deposits.
On-chain withdrawals, however, carry token- and network-specific fees displayed before confirmation. Internal transfers between Hotcoin accounts are currently free.
This can materially affect small positions.
Suppose a trader buys $50 of a token with the intention of moving it immediately to a personal wallet.
If the withdrawal fee represents $8 at the current token price, the effective cost is:
16%
before considering the trading fee.
Checking withdrawal cost after the trade is too late.
For small or unusual assets, inspect:
before buying.
KYC and risk controls can affect withdrawals
Hotcoin's current withdrawal documentation says access can depend on:
Withdrawals can also be delayed after activity such as:
The User Agreement separately gives Hotcoin broad authority to request identity or financial-crime information and to restrict or terminate account access if requested information is not supplied.
Complete account verification before moving capital that may need to be withdrawn quickly.
Do not confuse an unavailable balance with a blockchain failure
Hotcoin offers more than simple spot custody.
Assets can be involved in:
A balance allocated to one of those products may not be immediately available for withdrawal.
Before concluding that Hotcoin has frozen a withdrawal, determine whether the funds are:
The distinction becomes especially important in derivatives accounts, where removing collateral can increase liquidation risk.
Copy trading does not transfer the leader's full risk profile
Hotcoin's copy-trading feature allows users to replicate another trader's positions.
That does not mean followers reproduce the leader's financial situation.
A follower can experience:
The leader may also hold hedges elsewhere that are invisible to followers.
A visible 50% return can therefore tell much less than users expect.
More useful information includes:
Copy trading automates position replication.
It does not turn leveraged trading into portfolio management.
Hotcoin's security controls are useful, but they do not answer the reserve question
Hotcoin encourages controls including:
The User Agreement also allows multi-factor authentication and warns specifically about phishing and spoofing attacks.
Users should enable the strongest available authentication before funding an account.
API credentials should be limited to the permissions genuinely required.
A trading bot normally does not need withdrawal permission.
But account-level security and exchange-level financial transparency remain separate questions.
Strong 2FA can reduce the risk that someone steals an individual account.
It does not prove the exchange's liabilities are fully backed.
Hotcoin refers to a SAFU policy, but that is not deposit insurance
Hotcoin's current terms define a Secure Asset Fund for Users (SAFU) and say Hotcoin may compensate users for certain eligible losses under its SAFU Policy.
The word “may” matters.
A platform compensation mechanism should not be described as government-backed deposit insurance.
Coverage depends on the policy's definition of an eligible loss and Hotcoin's applicable terms.
The same User Agreement explicitly warns that client virtual assets and client money do not generally benefit from deposit protection.
Users should therefore evaluate the SAFU mechanism based on its actual policy rather than infer blanket protection from the name.
Hotcoin's operating history does not eliminate the need for current evidence
Hotcoin says it was founded in 2017 and now serves millions of users across more than 120 countries and regions. Its 2026 platform description also cites Australian and U.S. compliance registrations through relevant entities.
A longer operating record is useful evidence.
It shows that a platform has operated through several crypto-market cycles.
It does not make current custody evidence unnecessary.
The June-to-September movement in publicly displayed reserves is a good example.
Historical survival tells users something.
Current wallets, liabilities, legal terms and withdrawal conditions tell them something different.
Both need to be examined.
What to check before using Hotcoin
Hotcoin's strongest feature is access.
It lists a wide variety of crypto and increasingly broad TradFi-linked markets, while also offering futures, copy trading and other tools.
That flexibility creates a longer due-diligence checklist.
Check the actual trading fee.
Standard spot is currently 0.20% for maker and taker at VIP0, while standard futures are 0.02% maker and 0.06% taker. Promotional markets can differ.
Do not reuse the June reserve number as a current figure.
The $137.45 million number was a June 15 snapshot. CoinMarketCap currently shows a materially lower asset total.
Treat reserve wallets as asset evidence, not a complete solvency audit.
The public data does not by itself reconcile all customer liabilities.
Read the legal entity carefully.
Current Hotcoin documentation references Hotcoin Technology LLC, Hotcoin FZE, Hot Block Chain Technology Co., Ltd and an Australian group entity in different contexts.
Do not equate Dubai company registration with a virtual-asset license.
Verify the exact entity and authorized activity separately.
Monitor announcements if trading newer assets.
Fast listings are accompanied by frequent maintenance and delisting events.
Check withdrawal status before buying.
A market can remain tradable while the blockchain wallet is unavailable.
Understand tokenized-product rights.
Hotcoin's bStocks listings explicitly state that the tokens do not represent direct ownership of the underlying shares or ETFs.
Test the withdrawal route.
Use a small amount on the intended blockchain before increasing exposure.
Hotcoin can be useful when it lists a market that a trader specifically wants.
The mistake would be treating product breadth as evidence that every market has the same liquidity, custody transparency or legal structure.
On Hotcoin, the details change quickly enough that the individual asset and product need to be checked every time.
Frequently asked questions
What are Hotcoin's spot trading fees？
Hotcoin's current standard VIP0 spot fee is 0.20% for both maker and taker orders.
Higher VIP levels can receive lower rates, and individual promotional markets can temporarily use different pricing.
What are Hotcoin futures fees？
The current standard VIP0 futures schedule lists:
Funding, spread, slippage and liquidation risk are separate from those execution fees.
Does Hotcoin publish proof of reserves？
Hotcoin publishes exchange wallet information through CoinMarketCap and has used those figures in its own reserve updates.
On June 15, 2026, Hotcoin cited approximately $137.45 million in total assets. By September 2026, CoinMarketCap's live reserve page was displaying approximately $56.7 million in total assets attributed to the exchange.
Both figures are point-in-time asset disclosures rather than permanent reserve values.
Why did Hotcoin's reported reserve assets change so much？
Public exchange-wallet values can change because of token prices, deposits, withdrawals, treasury movements, wallet changes and changes to the addresses included in the report.
The change alone does not establish a reserve deficit.
A full reserve assessment would also require customer-liability information for the same snapshot.
Does Hotcoin's public reserve data prove full solvency？
No.
Public wallet data helps establish assets controlled by disclosed addresses.
It does not by itself establish every customer liability, corporate debt, asset encumbrance or off-chain obligation.
CoinMarketCap also states that Hotcoin's reserve information is reported directly by the exchange and is not independently verified by CoinMarketCap.
Which company operates Hotcoin？
Hotcoin's current public documents reference several entities.
Its User Agreement opens with Hotcoin Technology LLC, but the same document defines “Hotcoin” as Hotcoin FZE and says accounts are opened by Hotcoin FZE. Its Privacy Policy names Hot Block Chain Technology Co., Ltd as a Dubai World Trade Centre free-zone establishment.
Users should therefore confirm the entity shown in the agreement applicable to their own account.
Is Hotcoin regulated in Dubai？
Hotcoin's current terms contain extensive references to Dubai's VARA framework and state that unresolved complaints may be referred to VARA.
Separately, its Privacy Policy identifies a company registered in the Dubai World Trade Centre free zone.
A corporate free-zone registration should not automatically be treated as a VARA virtual-asset license. The exact entity and authorized activities should be checked against the regulator's current records.
Does Hotcoin have an Australian entity？
Yes.
Australian government records show AUSTRALIAN HOTCOIN GLOBAL EXCHANGE PTY LTD, ABN 82 636 605 939, as an active Australian private company.
Hotcoin's Australian-facing materials state that the company is registered with AUSTRAC for digital currency exchange and remittance services.
That registration should not automatically be extended to every product on Hotcoin's global platform.
Are Hotcoin tokenized stocks actual shares？
Not necessarily.
Hotcoin's 2026 Binance bStocks listing notices explicitly say the tokens provide exposure to the relevant stock or ETF but do not represent direct ownership of the underlying shares.
Users should check the token issuer, backing, redemption mechanism and jurisdiction before trading.
Can Hotcoin delist a token while I still hold it？
Yes.
Hotcoin regularly publishes delisting notices that stop deposits and trading first and close withdrawals at a later date.
After the final withdrawal deadline, Hotcoin warns that the withdrawal service for the affected asset may not be restored.
Why can a Hotcoin token still trade when withdrawals are suspended？
Trades occur on Hotcoin's internal ledger.
An external withdrawal requires the blockchain wallet and selected network to be operational.
Wallet maintenance or network upgrades can therefore stop on-chain transfers without necessarily stopping internal exchange trading.
Are Hotcoin crypto withdrawals free？
No.
Hotcoin says on-chain deposits are free from its side, while withdrawal fees vary by token and blockchain network and are displayed before confirmation.
Internal transfers between Hotcoin accounts are currently free.
Are customer assets insured on Hotcoin？
Hotcoin's terms refer to a SAFU mechanism for certain eligible losses, but they also explicitly state that customer virtual assets and client money do not generally receive deposit protection.
The SAFU mechanism should therefore not be treated as equivalent to government-backed bank-deposit insurance.