XRP, Bitcoin and Ethereum as Institutional Collateral Is the Next Step Says Ripple Prime CEO
The post XRP, Bitcoin and Ethereum as Institutional Collateral Is the Next Step Says Ripple Prime CEO appeared first on Coinpedia Fintech News Ripple Prime CEO Mike Higgins says cryptocurrencies like XRP, Bitcoin, Ethereum, and Solana could soon play a much larger role in institutional finance through cross-margining and collateral systems. Speaking about the future of tokenized finance, Higgins explained that institutions may eventually use digital assets, stablecoins, and tokenized money market funds as collateral for settlement and margin requirements, rather than relying solely on dollars or U.S. Treasuries. “Bitcoin, Ethereum, XRP, and Solana tokenizing anything of value as collateral for margin and settlement is the next step,” Higgins said. XRP Utility Expands Beyond Payments According to Higgins, the next phase of crypto adoption is not just about trading or payments but about using blockchain assets as high-grade collateral across financial markets. He explained that cross-margining allows institutions to use assets efficiently across multiple products without first liquidating positions. This could improve capital efficiency while increasing the real-world utility of blockchain networks like the XRP Ledger. Higgins also pointed out that major crypto assets are increasingly being treated similarly to products listed on regulated exchanges, especially as institutional infrastructure continues improving. “Were still early on in the space,”