When Retirees Should Sell Stocks in a Bear Market—and How to Do It
अर्थव्यवस्थाजब सेवानिवृत्त लोगों को एक भालू बाजार में स्टॉक बेचना चाहिए- और यह कैसे करें09 / 29 / 2022बिटकॉइन एथेरियम समाचार शब्दों का आकरn n Wall Street isnt the only one stressed about the bear market. n NYSEn n Watching the markets gyrate in recent weeks, retirees may be tempted to cut and run. It‘s no fun at any age to watch your portfolio decline, but the experience can be psychologically harder for retirees. When you’re withdrawing from your retirement account instead of contributing new money, you may feel particularly vulnerable to market declines. The S&P 500 has lost about 23% for the year and bonds, down about 15%, havent reprised their traditional role as a safe haven. “Whats really terrifying for people right now is that their money is evaporating,” said Beth Handwerker, a certified financial planer with James Investment in Beavercreek, Ohio. Rather than panic, she urges clients to take advantage of the downturn by, for example, considering a Roth conversion. Its best not to make any rash moves, like pulling all your money from stocks. That will just leave you out in the cold when the markets turn up again, which is usually sooner than investors expect. But the usual advice to stay the course