La Reserva Federal crea un Programa de supervisión de actividades novedosas para supervisar las nuevas tecnologías financieras
The Federal Reserve Board announced on Aug. 8 the creation of the Novel Activities Supervision Program, a key initiative designed to oversee complex and rapidly advancing technologies within the banking sector, including those related to crypto-assets and blockchain technology. In a significant move aimed at aligning financial innovation with regulatory oversight, the program will foster the benefits of technology-driven financial advancements while appropriately addressing risks to maintain the safety and soundness of the U.S. banking system. This decision reflects the Federal Reserves efforts to adapt to an evolving financial landscape, where non-banks and emerging technologies play an increasingly important role. Equilibrio de riesgo The Novel Activities Supervision Program, detailed in SR 23-7, will focus on complex partnerships with non-banks to provide banking services, crypto-asset-related activities, distributed ledger technology, and concentrated provision of banking services to crypto-asset-related entities and fintechs. The program will work within existing supervisory processes, enhancing and strengthening oversight without imposing undue burden. In conjunction with the Novel Activities Supervision Program, the Board has also provided guidance on the process for state banks supervised by the Federal Reserve to engage in specific dollar token or stablecoin activities. State member banks looking to issue, hold, or transact in dollar tokens must demonstrate sufficient